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All agents are NOT alike! Find out why I am a top real estate expert in the Chathams, Madison, Harding and Summit areas. Call me: 973-479-1898.
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Before signing a contract with any real estate agent, make sure you know EXACTLY how your home will be marketed.
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 Compare
three mortgages at one time. Download TripleCalc now. It's
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Download TripleCalc for FREE. It's My Gift to You. You can compare three loans at one time with TripleCalc software. The software installs easily on your Windows PC. You don't have to be online to use TripleCalc, like the other calculators on my site. You can leisurely compare three loans from three different lenders, and try different scenarios to see which loan is best for you. TripleCalc would cost you about $30 elsewhere, but you can have it for FREE. It's my gift to you for visiting my Chatham, Harding and Summit web site. You can send copies of TripleCalc to all your friends and associates. Click on the Download link below to get TripleCalc. It's a small file (about 225k) so it will download quickly. Save it on your hard drive, and then double-click on it. You'll see that it installs in a snap...  Download
TripleCalc Now!
This is what TripleCalc
will look like on your Windows PC. You can compare 3 loans,
at one time -- and you don't have to be online. TripleCalc
lets you get a leg up on complicated loan comparisons. |
Includes 8 other calculations
you can't do without:
- Simple Mortgages with P.I.T.I.
- Pre-qualifying mortgages
- Plus lease, investment, balloon payment and
other calculators.
- Every calculator uses the super-convenient
"compare three at once" format.
- It's FREE.
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About Appraisals >Fair Market Value
What is the best price for a piece of real estate? Mortgage lenders, appraisers, and real estate brokers use what is called the "fair market value" (FMV). FMV has been defined as "the price that a buyer is willing to pay and the seller is willing to accept, when both parties are knowledgeable about the property and neither is under any time pressure to buy or sell". Sounds great, but how is this price determined?
The starting point for determining a fair price may be an opinion of the value or "comparative market analysis". Such an analysis uses information on similar properties which are: 1) currently for sale, 2) already sold, or 3) expired properties (those which did not sell). Local, national and international trends and market conditions must also be evaluated.
By comparing similar properties in each of the three categories and the market conditions, appraisers, lenders and agents come very close to the maximum price that buyers would be willing to pay for a house.
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| Q |
What is the world's most valuable piece of furniture?
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| A |
The 18th century Italian Badmiton Cabinet owned by the Duke of Beaufort sold in 1990 at Christie's, London for $15.1 million dollars. |
| See More Real Estate Trivia > |
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Tom Heyl
Keller Williams Realty
488 Springfield Ave.
Summit, NJ 07901
Office: 908-273-2991 x 116
Mobile: 973-479-1898
Fax: 908-273-2996
TomHeyl@KW.com
Tom Heyl is a “native” of Chatham Twp. and has lived in Green Village or Chatham Twp. for his entire life. Tom graduated from Chatham Twp. high school in 1985 and then went on to graduate from Rutgers University’s Cook College with a degree in economics. Tom then spent the next several years working at his family’s business, Heyl Rose’s Inc., the last remaining commercial rose and cut flower grower in New Jersey. After the family decided to sell the farm in 1999, Tom went directly into real estate. Because of Tom’s long history in and keen knowledge of the area, his realty business immediately took off. Tom has a thorough understanding and knowledge of not only Chatham Twp. and Chatham Boro, but also the surrounding towns of Summit, Madison, Harding Twp., New Providence and Long Hill Twp’s as well as the Mendham’s, Bernardsville and Morristown areas. Tom is one of the original “members” of Keller Williams of Morris, Essex, Union and Somerset Counties, joining the company in 2004 when the Summit office first opened. Tom Heyl is a full time realtor who would be more than happy to speak with you concerning any of your realty needs.   
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