Chatham, Harding and Summit, New Jersey Real Estate Listings & Homes For Sale - Tom Heyl

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Looking for homes? Search everything the web has to offer, right here! Don't miss my featured properties above.

Need local real estate information? I've summarized much of what is important about the real estate market in this site for Chatham, Summit, Madison, Florham Park, Harding, Bernardsville, BErnards Township, Morristown, Morris Twp, The Mendhams, Chester, Berkeley Heights, New Providence, and Long Hill Township. Need expert advice? No web site, large or small, can take the place of a top real estate agent. Not even mine! This site is filled with ways that you can contact me for one-on-one expert help and advice. That's my job.

Contact me with confidence! I guarantee your privacy will be respected. And I offer the services on this site for free and without obligation. Why? I want to be YOUR real estate agent. As your trusted, professional real estate partner, I will help you find the best home in your area within your price range. And together we will sell your home, for as much as the market will bear, and as quickly as possible.

Buying and selling a home is one of the biggest events in your life. As a full time, professional real estate agent, I have the experience and track record you are looking for. Please let me help.

- Tom Heyl

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School Reports in Chatham, Harding and Summit, New Jersey

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New Jersey Public, Private and Charter Schools: Compare them using these top-rated, comprehensive reports.

Schools in Chatham, Harding and Summit

First Time Buyers >The Real Bottom Line

An important part of buying a house is sitting down with your real estate agent or a mortgage lender to get a clear idea of how much you can afford. They will add up all of your monthly expenses, the mortgage payment, insurance, real estate taxes, homeowners or condo association fees--and the grand total can throw you into shock!

The important thing to remember is that the grand total isn't really the bottom line. When you add your tax savings to the equation, you may be pleasantly surprised. During the early years of your loan, almost all of the mortgage can be deducted from your state and federal income tax. The same is true of your real estate taxes. If you use part of your house as a home office, you may be able to qualify for additional tax savings. In some areas, homes with ground floor apartments are popular for offsetting part of the mortgage and offering even more tax savings.

When you make calculations about the monthly costs that include the tax savings, you may find that owning your own home is less expensive than renting a house or apartment of comparable size.

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Q	What is the most common street name in the US?
A	Second Street ranks as the most common street name. First Street is not #1 because many "First" streets are called "Main" Street.
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Tom Heyl, REALTOR®, real estate agent and broker for Chatham, Harding and Summit, New Jersey home listings, property and land for sale - NUMBER1EXPERT(tm)

Tom Heyl
Keller Williams Realty
488 Springfield Ave.
Summit, NJ 07901
908-273-2991
Fax: 908-273-2996
TomHeyl@NUMBER1EXPERT.com

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